How Are Mortgage Rates Determined?
Are you considering a new mortgage loan for your home but want an answer to the question how are mortgage rates determined before refinancing? It might surprise you to find out that mortgage rates have less to do with your credit score and more to do with how greedy the person arranging your ho ...

My Grandfather In-Law: A True Veteran Hero
Sometimes A majority of the time I am an idiot. Today is one such case. My wife and I are scrambling around to get some chores done like it's any other Wednesday. I knew that it was Veteran's Day as that is the reason my military wife is home to begin with. Let me rewind to last week. I had bee ...


Poway California Free Foreclosure Auction Search Bank Owned REO Short Sales and Homes for Sale.
Hello and Welcome to Poway California Free Foreclosure Auction Search Bank Owned REO Short Sales and Homes for Sale. November 10th 2009 Understanding the foreclosure property auction (also known as Trustee Sale) process takes time due diligence and understanding.  Saavy Real ...

Is a reverse mortgage right for you?
CNN September 1st 2009On the face of it a reverse mortgage sounds like a no-lose deal for older homeowners. A lender gives you what amounts to a cash advance on your home equity -- no minimum income or credit score required. And you don't have to pay it back until you move or die wh ...

Getting a Mortgage that Works Right for You
First-time homebuyers can find it difficult to save for a home's down payment. Typically lending institutions require 5-20% before they will approve a mortgage. But there are mortgages that provide 100% financing meaning the lender supplies the borrower with the entire amount necessary to purch ...